Flood, Mike

Mike Flood represents Nebraska's 1st congressional district and serves as chair of the Housing and Insurance Subcommittee within the House Committee on Financial Services. As subcommittee chair, he shapes the legislative agenda on housing affordability, insurance markets, and related financial services issues—areas where Congress conducts critical oversight of federal agencies and develops policy affecting millions of Americans' access to homes and insurance products.

Flood brings substantial business experience to his financial services role. Before entering Congress in 2022, he built a media empire in Nebraska, founding and operating Flood Communications, which grew to include 15 radio stations and seven television stations. He also established News Channel Nebraska, the state's only 24-hour news network, and served as on-air talent during the COVID-19 pandemic. His background in entrepreneurship and media operations provides practical insight into business regulation and market dynamics, though his expertise lies primarily in broadcasting rather than finance or housing policy.

As subcommittee chair, Flood has focused on veterans' issues and insurance matters. He has sponsored legislation including the VA TRUST Act and the Stamp Out Veterans Medical Debt Act, reflecting priorities around veteran support. He also advanced the TRIA Program Reauthorization Act of 2026, addressing the federal terrorism risk insurance program—a significant area of subcommittee jurisdiction. His legislative portfolio suggests an emphasis on targeted provisions rather than sweeping financial reform.

Flood previously served in the Nebraska Legislature for two separate periods, including a tenure as speaker from 2007 to 2013, demonstrating legislative experience at the state level. His current committee assignments position him as a key player in housing and insurance policy, though his influence remains constrained by his subcommittee chair role rather than full committee leadership.