Proposing a Federal debt limit amendment to the Constitution of the United States.

House Joint Resolution 104 proposes an amendment to the U.S. Constitution that would establish a permanent limit on federal debt. Under this proposal, the federal government would be prohibited from increasing the public debt unless authorized by a three-fifths "supermajority" vote in both the House of Representatives and the Senate.

For everyday citizens, this measure would change how the government manages its finances by making it more difficult for Congress to borrow money to fund federal programs or operations. If enacted, the amendment would require broad bipartisan agreement to raise the debt ceiling, potentially leading to more frequent debates over federal spending levels and the long-term stability of government services.