To amend title 38, United States Code, to extend the eligibility for housing loans guaranteed by the Secretary of Veterans Affairs under the Native American Housing Loan Pilot Program to veterans who are married to Native Americans.

H.R. 1190 would expand a Department of Veterans Affairs (VA) program that provides direct home loans to Native American veterans living on trust lands. Under this bill, veterans who are not Native American themselves, but are married to a Native American, would become eligible for these housing loans. This change aims to help more veteran households purchase, construct, or improve homes on tribal lands where traditional private mortgages are often difficult to obtain.