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Prohibits an unlicenced individual from receiving a handgun or handgun ammunition without possessing a valid handgun license issued to the individual by the State in which the transaction takes place.
Sets forth State law requirements, definitions of "handgun license" and "handgun ammunition," and penalties for violations of this Act.
Directs the Attorney General to make a grant to each State to cover the initial startup costs associated with establishing a licensing system.
Requires an applicant for a license to certify that the business is covered by an insurance policy which provides personal injury protection, to a limit of $100,000, to any person who, while engaged in lawful activity, suffers bodily injury or death through the use of a handgun obtained as a result of the applicant's negligence.
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