Increasing Access to Dental Insurance Act

The Increasing Access to Dental Insurance Act (H.R. 1671) aims to make it easier for Americans to purchase dental coverage through the federal health insurance marketplace. Currently, individuals using the federal exchange (HealthCare.gov) are generally prohibited from buying a standalone dental plan unless they also enroll in a comprehensive health insurance plan.

If passed, this bill would remove that restriction, allowing citizens to purchase dental-only insurance regardless of whether they get their medical coverage elsewhere, such as through an employer or Medicare. Proponents of the measure suggest this change would increase competition among insurers and provide more affordable options for the millions of Americans who currently have health insurance but lack dental benefits.