To amend the Federal Election Campaign Act of 1971 to require candidates for election to the House of Representatives or Senate to raise not less than 50 percent of the contributions made with respect to the election from individuals who reside in the State the candidate seeks to represent.

Amends the Federal Election Campaign Act of 1971 to require the total amount of contributions accepted from in-State individual residents with respect to an election by a candidate for the office of Senator or of Representative in, or Delegate or Resident Commissioner to, Congress to be at least 50 percent of the total amount of contributions from all sources.

Exempts from this requirement any opponent of such a candidate who makes expenditures of more than $250,000 from personal funds. Specifies a fine for any candidate violating contribution requirement.