To amend the Servicemembers Civil Relief Act to extend from 90 days to one year the period after release of a member of the Armed Forces from active duty during which the member is protected from mortgage foreclosure under that Act.

H.R. 2644 is a proposal to extend the period of time during which returning military members are protected from home foreclosure. Under existing law at the time of the bill's introduction, service members were protected from foreclosure for 90 days after leaving active duty; this bill would increase that protection period to one full year. The goal of the legislation is to provide veterans with more time to achieve financial stability and transition back to civilian life without the immediate risk of losing their homes.