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The American Health Care Reform Act of 2015 proposes to fully repeal the Patient Protection and Affordable Care Act (Obamacare) and replace it with a market-based system. Under this bill, the current system of health insurance subsidies would be replaced by a standard federal income tax deduction for health insurance and expanded contribution limits for Health Savings Accounts (HSAs).
For individual citizens, the bill would allow the purchase of health insurance across state lines and enable small businesses to pool together to buy insurance through association health plans. Additionally, the legislation would provide federal grants to states to establish high-risk pools for individuals with pre-existing conditions and introduce new legal guidelines for medical malpractice lawsuits. The bill also aims to increase transparency by requiring the public release of Medicare data regarding medical claims and payments.
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