Trigger Leads Abatement Act of 2023
Last action on Apr 3, 2025Referred to the House Committee on Energy and Commerce.
Take Action
Summary
Trigger Leads Abatement Act of 2023
This bill prohibits credit reporting agencies from providing a credit report not initiated by a consumer if the report is being provided on the basis that the consumer has had a credit inquiry regarding a home mortgage loan. This practice, known as producing a trigger lead, provides notice to other mortgage lenders that the consumer is seeking a mortgage loan.
Lifecycle of the Bill
Introduced in House
Apr 3, 2025
Introduced in House
Apr 3, 2025
Referred to the House Committee on Energy and Commerce.
Apr 3, 2025
