Second Opinion Coverage Act of 2005
Summary
The Second Opinion Coverage Act of 2005 (H.R. 2936) would require health insurance companies and group health plans to cover the cost of a second medical opinion when requested by a patient under specific circumstances. This coverage would apply if a patient is facing a recommendation for surgery, a life-threatening diagnosis, or a complex condition where the initial treatment plan is not showing improvement. By establishing these requirements, the bill aims to ensure that patients have the right to verify a diagnosis or treatment plan without facing full out-of-pocket costs for a second consultation.
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