National Guard and Reservist Debt Relief Extension Act of 2015

This law extends a special protection for members of the National Guard and military reserves who face financial hardship following their service. It allows these service members to bypass the standard "means test" when filing for Chapter 7 bankruptcy, making it easier for them to discharge debts without having to prove their income falls below a certain threshold. To qualify, a service member must have served on active duty or in homeland defense for at least 90 days since September 11, 2001, and the protection remains available for 540 days after their service ends.