A bill to amend title II of the Social Security Act to provide that the reductions in Social Security benefits which are required in the case of spouses and surviving spouses who are also receiving certain Government pensions shall be equal to the amount by which the total amount of the combined monthly benefit (before reduction) and monthly pension exceeds $1,200.

This bill proposes to change how Social Security benefits are calculated for individuals who also receive a government pension, such as retired teachers or civil servants. Currently, under the Government Pension Offset (GPO), a person’s Social Security spousal or survivor benefits are typically reduced by two-thirds of the amount of their government pension.

Under this proposal, these benefit reductions would only apply if the combined total of the individual's monthly Social Security benefit and their government pension exceeds $1,200 (a limit that would adjust for inflation). For many retirees with modest pensions, this change would protect more of their monthly income, ensuring that their Social Security benefits are not reduced or eliminated unless their total monthly retirement income surpasses the $1,200 threshold.