Combatting Money Laundering in Cyber Crime Act of 2025

This bill expands the investigative authority of the U.S. Secret Service, extends reporting requirements related to public-private information sharing, and requires the Government Accountability Office (GAO) to evaluate existing requirements to combat money laundering and related crimes. The bill authorizes the Secret Service to investigate money laundering and structured transactions, which involve structuring currency transactions to evade currency reporting requirements. The bill extends the requirement for the Financial Crimes Enforcement Network (FinCEN) to report on the efforts of the FinCEN Exchange, a voluntary public-private information sharing partnership among law enforcement agencies, national security agencies, financial institutions, and FinCEN to combat money laundering and related crimes, including the financing of terrorism. If enacted, this legislation would give federal law enforcement expanded tools to investigate financial crimes involving digital assets and cryptocurrencies, which experts have warned are increasingly used for money laundering, drug trafficking, and other illicit activities.