National Flood Insurance Program Consultant Accountability Act of 2021

This bill would grant the Federal Emergency Management Agency (FEMA) the authority to terminate contracts with outside professionals—such as attorneys, law firms, and consultants—who perform work for the National Flood Insurance Program (NFIP) if they engage in conduct detrimental to the program. Specifically, it allows FEMA to cancel agreements between these third-party entities and the private "Write Your Own" insurance companies that handle federal flood policies.

For citizens, this measure is intended to increase accountability and protect the integrity of the flood insurance system by ensuring that contractors who provide poor service or engage in misconduct can be removed without receiving early-termination payouts. The bill also requires FEMA to create a formal appeals process for any contractor whose contract is terminated under these rules.