Protecting Free Vaccines Act of 2025

The Protecting Free Vaccines Act would require private health insurance companies, Medicare, Medicaid, and the Children's Health Insurance Program (CHIP) to cover vaccines without cost-sharing for beneficiaries. Specifically, the bill would mandate coverage for all vaccines that had recommendations from the Advisory Committee on Immunization Practices (ACIP) as of October 25, 2024, including updated versions of those vaccines through 2030. This would apply to group health plans and individual health insurance coverage.

The bill would essentially freeze vaccine coverage requirements based on recommendations that existed as of October 2024. Under current law established by the Affordable Care Act, health insurers are already required to cover ACIP-recommended vaccines without cost-sharing, but this bill would lock in those specific recommendations for a defined period. The legislation is currently in committee and has not yet been voted on by the full Senate.