Homebuyers Privacy Protection Act
Summary
Homebuyers Privacy Protection Act
This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current specified banking relationship with the consumer.
Lifecycle of the Bill
Introduced in Senate
Dec 16, 2025
Read twice and referred to the Committee on Commerce, Science, and Transportation.
Dec 16, 2025