TEMP Act

This bill would require the Federal Crop Insurance Corporation to conduct research and development on frost and cold weather insurance coverage. Currently, crop insurance programs may have limited options for farmers seeking protection against frost or cold weather damage to their crops. If enacted, this legislation would direct the federal crop insurance agency to study and develop new insurance products specifically designed to help farmers manage the financial risks associated with frost and cold weather events.

The practical effect for farmers would be the potential availability of new insurance options tailored to frost and cold weather risks. This could help agricultural producers in states like Florida and other regions vulnerable to such weather events better protect their operations and livelihoods. The bill is currently in the early stages of the legislative process, having been introduced in the Senate and referred to committee for consideration.