Medicare for All Act of 2022

The Medicare for All Act of 2022 proposes the creation of a national, government-run health insurance program that would provide comprehensive medical coverage to all U.S. residents. Under this bill, private health insurance would be largely replaced by a single federal system covering hospital stays, primary care, medical devices, lab services, maternity care, and prescription drugs, as well as dental, vision, and mental health services.

For most citizens, the bill would eliminate out-of-pocket costs such as deductibles, co-pays, and premiums, though limited cost-sharing could remain for certain prescription drugs. The program would be phased in over four years, eventually integrating existing federal programs like Medicare and Medicaid into the new system while allowing the Department of Veterans Affairs and the Indian Health Service to remain independent. Private insurers would be prohibited from selling plans that duplicate the benefits offered by the government, limiting their role to supplemental coverage for services not included in the national plan.