Boosting Housing Supply through Small Businesses Act of 2026

The Boosting Housing Supply through Small Businesses Act of 2026 aims to address the national housing shortage by strengthening small businesses within the construction and home improvement sectors. The bill would require the Small Business Administration (SBA) and the Department of Housing and Urban Development (HUD) to develop a joint interagency plan. This plan would focus on identifying gaps in current federal assistance and finding ways to streamline lending and business counseling for small-scale homebuilders, contractors, and repair companies.

If enacted, the legislation proposes to reduce barriers for smaller firms that often struggle to compete with large, vertically integrated developers. By improving access to capital and technical support, the bill seeks to empower local businesses to build more affordable homes and maintain existing housing stock. Proponents suggest that supporting these small businesses will ultimately increase the overall supply of available housing, which could help lower purchase and rental costs for everyday citizens.