A bill to amend title 38, United States Code, to provide a traumatic injury protection rider to servicemembers insured under section 1967(a)(1) of such title.

This bill, introduced as the Traumatic Injury Protection Act of 2005, would create a supplemental insurance benefit for active-duty and reserve service members already enrolled in the Servicemembers' Group Life Insurance (SGLI) program. It provides automatic "living benefits" payments ranging from $25,000 to $100,000 to help service members and their families cover immediate financial needs following a severe traumatic injury, such as the loss of a limb, blindness, or paralysis. While the coverage requires an additional monthly premium, it is designed to provide rapid financial relief during the recovery process before traditional long-term disability benefits begin.