Promoting Health Care Purchasing Cooperatives Act

This bill would establish a federal grant program to help businesses form nonprofit health care purchasing cooperatives. These cooperatives allow groups of employers to pool their resources to negotiate better rates and higher-quality coverage for their employees, similar to how large corporations use their size to lower costs.

For everyday citizens, the bill aims to make health insurance more affordable and accessible, particularly for those working at small businesses with fewer than 100 employees. By providing data to help employers make better insurance decisions and encouraging quality improvements in local medical care, the legislation seeks to lower premiums and improve the standard of health benefits provided through the workplace.