A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions".

This joint resolution, introduced by Senator Catherine Cortez Masto, would use the Congressional Review Act to disapprove of a recent action by the Bureau of Consumer Financial Protection (CFPB). Specifically, it targets the CFPB's withdrawal of a rule related to Consumer Financial Protection Circular 2024-03, which addressed unlawful and unenforceable contract terms and conditions. If enacted, this resolution would prevent the CFPB from withdrawing that rule, effectively keeping the protections in place.

As a binding joint resolution under the Congressional Review Act, this measure would have the force of law if passed and signed by the President. The practical effect for citizens would be the maintenance of CFPB protections against unfair or unlawful contract terms in consumer financial products and services. The resolution is currently in the early stages of the legislative process, having been introduced in March 2026 and referred to committee for consideration.