A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "The Fair Credit Reporting Act's Limited Preemption of State Laws".

This joint resolution would disapprove of a rule withdrawal by the Bureau of Consumer Financial Protection. The Bureau had previously withdrawn a rule related to how the Fair Credit Reporting Act limits states' ability to create their own consumer protection laws. If enacted, this resolution would prevent that withdrawal from taking effect, potentially restoring or maintaining state-level authority over certain credit reporting practices.

As a binding joint resolution, this measure would have the force of law if passed by Congress and signed by the President. The practical effect would be to override the federal agency's decision and reinstate protections that states may have sought to implement regarding credit reporting and consumer financial practices. Citizens in states with stricter credit reporting standards could potentially benefit from maintained or restored state-level consumer protections.