A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Examinations for Risks to Active-Duty Servicemembers and Their Covered Dependents".

S.J.Res. 132 is a congressional disapproval resolution that would prevent the Consumer Financial Protection Bureau (CFPB) from withdrawing an interpretive rule issued in 2021 titled "Examinations for Risks to Active-Duty Servicemembers and Their Covered Dependents." This rule explains the CFPB's authority to examine financial institutions for compliance with the Military Lending Act (MLA), which protects active-duty servicemembers and their families from predatory lending practices.

The Military Lending Act caps interest rates at 36 percent (the Military Annual Percentage Rate) on consumer credit products like payday loans, credit cards, and vehicle title loans. The CFPB's 2021 guidance provided financial institutions with clarity on how the agency would conduct examinations to ensure compliance. In May 2025, the CFPB announced it was withdrawing this guidance as part of a broader effort to reduce regulatory oversight.