A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Background Screening".

This joint resolution proposes to use the Congressional Review Act to formally disapprove of a rule issued by the Bureau of Consumer Financial Protection (CFPB). The specific rule in question involves the withdrawal of previous regulations related to background screening and the Fair Credit Reporting Act. By filing this resolution, Congress is attempting to stop the CFPB's recent regulatory changes from taking effect or remaining in force.

If enacted, this measure would effectively cancel the CFPB's action and prevent the agency from issuing a similar rule in the future without specific authorization from Congress. For everyday citizens, this could impact how background check companies handle personal data and how credit reporting standards are applied during employment or housing applications. Because this is a binding joint resolution, it would require the approval of both the House and Senate and the signature of the President to have the force of law.