A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Name-Only Matching Procedures".

If enacted, this resolution would disapprove that withdrawal and restore the CFPB's guidance that credit bureaus must use additional identifying information beyond just a person's name when assembling credit reports. This could help prevent inaccurate credit information from being matched to the wrong consumers, which may affect credit decisions for loans, employment, housing, and insurance.