A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt".

This joint resolution proposes to use the Congressional Review Act to overturn a specific rule issued by the Bureau of Consumer Financial Protection (CFPB). The rule in question involves the withdrawal of previous regulations regarding deceptive and unfair medical debt collection practices. By disapproving of this rule, the resolution seeks to prevent the CFPB from moving forward with its current regulatory stance on how medical debts are collected from consumers.

If enacted, this measure would effectively cancel the CFPB's recent administrative action and prevent the agency from issuing a similar rule in the future without new authorization from Congress. For everyday citizens, this could impact the legal protections and standards debt collectors must follow when attempting to recover payments for medical services. Because this is a joint resolution, it would have the force of law if passed by both chambers of Congress and signed by the President.