A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Truth in lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed".

This joint resolution proposes to use the Congressional Review Act to formally disapprove of a specific rule issued by the Bureau of Consumer Financial Protection (CFPB). The rule in question involves the withdrawal of previous regulations related to Truth in Lending (Regulation Z) specifically concerning consumer protections for home sales financed under contracts for deed.

If this resolution were to be enacted, it would effectively nullify the CFPB's action and prevent the agency from issuing a similar rule in the future without new authorization from Congress. For everyday citizens, this could impact the legal requirements and disclosures required when purchasing a home through a contract for deed, which is an alternative form of seller financing where the buyer typically gains legal title only after the final payment is made.