A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-05: Debt Collection and Consumer Reporting Practices Involving Invalid Nursing Home Debts".

This joint resolution aims to use the Congressional Review Act to formally disapprove of a rule issued by the Bureau of Consumer Financial Protection. The specific rule in question involves the withdrawal of previous guidance regarding debt collection and consumer reporting practices related to invalid nursing home debts. By issuing a disapproval, Congress would effectively nullify the Bureau's decision to withdraw that guidance. If enacted, this measure would prevent the Bureau's specific regulatory change from taking effect. This could impact how debt collectors and credit reporting agencies handle debts claimed by nursing homes, particularly those that may be considered invalid under existing law. Because this is a joint resolution, it would have the force of law if passed by both chambers of Congress and signed by the President.