A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Equal Credit Opportunity (Regulation B); Discrimination on the Bases of Sexual Orientation and Gender Identity".

This joint resolution proposes to use the Congressional Review Act to overturn a recent decision by the Bureau of Consumer Financial Protection (CFPB). Specifically, it aims to block a rule that withdrew previous legal protections regarding the Equal Credit Opportunity Act. If passed, the resolution would effectively reinstate federal guidelines that prohibit lenders from discriminating against individuals based on their sexual orientation or gender identity.

For everyday citizens, this measure would ensure that banks, credit card companies, and other lenders cannot deny credit or offer less favorable terms to applicants based on their LGBTQ+ status. By nullifying the CFPB's withdrawal of these protections, the resolution seeks to maintain a uniform federal standard for fairness in lending. As a binding joint resolution, this measure would have the force of law if it is passed by both chambers of Congress and signed by the President.