A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Information Requests to Large Banks and Credit Unions".

This joint resolution aims to use the Congressional Review Act to overturn a specific rule issued by the Bureau of Consumer Financial Protection (CFPB). The rule in question involves the withdrawal of previous regulations concerning how customers can request information from large banks and credit unions. If this resolution were to be enacted, it would effectively cancel the CFPB's recent regulatory action and prevent the agency from issuing a similar rule in the future without new authorization from Congress.

For everyday citizens, the proposal focuses on the transparency and accessibility of personal financial data held by major financial institutions. By challenging the CFPB's decision to withdraw certain information-sharing standards, the resolution seeks to maintain or reinstate specific requirements for how large banks must respond to customer inquiries. Because this is a joint resolution, it would have the force of law if passed by both chambers of Congress and signed by the President.