A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Compliance Bulletin 2016-03: Detecting and Preventing Consumer Harm From Production Incentives".

This joint resolution proposes to use the Congressional Review Act to overturn a recent decision by the Bureau of Consumer Financial Protection (CFPB). Specifically, it aims to block the CFPB's withdrawal of a 2016 compliance bulletin. That original bulletin was designed to help financial institutions detect and prevent consumer harm caused by employee production incentives, such as sales quotas that might lead to unauthorized account openings or predatory lending practices. If this resolution were to become law, it would effectively reinstate the 2016 guidance. This would signal to banks and other financial service providers that the federal government expects them to maintain strict oversight of their internal incentive programs to ensure they do not encourage deceptive or illegal behavior toward customers. Because this is a binding joint resolution, it would have the force of law if passed by both chambers of Congress and signed by the President.