A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-02: Deceptive Representations Involving the FDIC's Name or Logo or Deposit Insurance".

This joint resolution aims to use the Congressional Review Act to formally disapprove of and nullify a specific rule change made by the Bureau of Consumer Financial Protection (CFPB). The rule in question involves the withdrawal of previous guidance regarding deceptive representations of Federal Deposit Insurance Corporation (FDIC) logos or names. By blocking this withdrawal, the resolution seeks to maintain or reinstate specific consumer protections against companies that might mislead the public about whether their financial products are government-insured. If enacted, the resolution would prevent the CFPB from implementing the withdrawal and would bar the agency from issuing a substantially similar rule in the future without new authorization from Congress. For everyday citizens, this measure is designed to ensure that financial institutions and technology companies are held to strict standards when claiming their services are backed by the FDIC, potentially reducing the risk of consumers losing money in uninsured accounts that were falsely advertised as safe.