A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".

S.J.Res. 32 was a joint resolution intended to overturn a specific federal regulation issued by the Consumer Financial Protection Bureau (CFPB) regarding small business lending. The regulation in question required banks and other financial institutions to collect and report data on credit applications from small businesses, including information on the race, gender, and ethnicity of the business owners.

If this resolution had become law, it would have permanently blocked the CFPB from implementing these data collection requirements, which were designed to monitor for potential discrimination in lending. While the resolution passed both the House and Senate, it was ultimately vetoed by the President, and a subsequent Senate vote failed to reach the two-thirds majority necessary to override that veto. As a result, the underlying rule remains in place, though its enforcement has been subject to separate ongoing legal challenges in federal court.