De La Cruz, Monica

Mónica de la Cruz represents Texas's 15th congressional district and serves as chair of the House Financial Services Subcommittee on Housing and Insurance. In this leadership role, she oversees the subcommittee's jurisdiction on housing policy, insurance regulation, and related financial services matters. As chair, she controls the subcommittee's agenda, schedules hearings and legislative markups, and determines which bills advance for consideration by the full committee. This position places her at the center of Congress's work on affordable housing, homeownership, insurance markets, and consumer protections in these sectors.

De la Cruz brings relevant business and financial services experience to her role. Before entering Congress in 2023, she worked as an insurance agent and business owner, giving her direct familiarity with the insurance industry she now helps oversee. Her educational background includes degrees from the University of Texas at San Antonio in marketing and studies at Mexico's National Autonomous University. She also worked in media and entertainment, including roles with Turner Entertainment and Cartoon Network Latin America.

As subcommittee chair, de la Cruz has sponsored legislation reflecting her committee's focus areas. Her bills include the Community Bank Representation Act, the Bringing the Discount Window into the 21st Century Act, and the Disabled Veterans Housing Support Act. She has also introduced the Texas Dreamer Work Authorization Act of 2025 and the Fair Wages for Farmworkers Act, demonstrating a broader legislative agenda beyond her subcommittee's core jurisdiction. In total, she has sponsored 58 bills during her tenure.

De la Cruz serves on both the House Committee on Agriculture and the House Committee on Financial Services, positioning her to influence policy across multiple economic sectors. Her work on the Housing and Insurance Subcommittee places her in a key position to shape federal responses to housing affordability, insurance availability, and financial stability issues affecting American families and businesses.