Investing in All of America Act of 2025

S. 1917 would amend the Small Business Investment Act of 1958 to expand access to capital for small businesses in underserved areas. The bill would modify how much financing Small Business Investment Companies (SBICs) can receive from the Small Business Administration, allowing them to exclude certain investments from leverage limits. Specifically, investments in rural areas, low-income communities, small manufacturers, and businesses in critical technology sectors would not count fully against borrowing limits, up to $125 million per company or 50 percent of private capital, whichever is less. The bill would also expand what counts as private capital for SBICs to include funds from college and university endowments and trusts.

The legislation is designed to direct more private investment capital to small businesses that have historically struggled to access funding. By reducing the restrictions on how much SBICs can invest in these priority areas, the bill aims to support job creation, manufacturing growth, and economic development in rural and low-income communities while also strengthening supply chains in critical technology sectors. If enacted, the bill would require presidential signature to become law.