A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2015-07 re: in-person collection of consumer debt".

This joint resolution proposes to use the Congressional Review Act to formally disapprove of a specific rule issued by the Bureau of Consumer Financial Protection (CFPB). The rule in question involves the withdrawal of previous guidance regarding the in-person collection of consumer debt. By issuing a disapproval, Congress would effectively nullify the CFPB's recent regulatory action and prevent the agency from issuing a similar rule in the future without specific legislative authorization.

If enacted, this measure would impact how debt collection agencies are regulated when attempting to collect payments from individuals at their homes or workplaces. Because this is a joint resolution, it would have the force of law if passed by both the House and Senate and signed by the President. Currently, the bill has been referred to the Committee on Banking, Housing, and Urban Affairs for further consideration.