Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act.

H.J.Res. 92 is a binding joint resolution that would reject a rule issued by the Office of the Comptroller of the Currency (OCC), a division of the Treasury Department, regarding how the government reviews applications when banks seek to merge. If enacted, this resolution would use the Congressional Review Act process to overturn the OCC's rule on bank merger procedures. The resolution was introduced in the House in April 2025 and is currently under committee consideration. As a binding joint resolution, if approved by both chambers and signed by the President, it would have the force of law and effectively nullify the OCC's merger review rule. Citizens may be affected depending on how the rule changes bank merger processes, which could influence banking competition, consolidation, and related financial services in their communities.