Housing, Transportation, and Community Development

The Senate Banking Subcommittee on Housing, Transportation, and Community Development is one of six subcommittees within the Senate Committee on Banking, Housing, and Urban Affairs. It serves as the primary oversight body for federal housing and transit programs, holding initial hearings and reviewing legislation before the full committee considers it. The subcommittee's jurisdiction covers a focused slice of the parent committee's work: housing affordability, urban development, and transportation access.

The subcommittee has primary jurisdiction over the U.S. Department of Housing and Urban Development (HUD), the Federal Transit Administration (FTA), and the Federal Housing Administration (FHA). It also oversees issues related to affordable and accessible housing, mortgage servicing, transit systems, and urban development. This includes oversight of Fannie Mae and Freddie Mac, federal corporations that help Americans with homeownership costs, as well as rural housing programs and Indian housing issues.

Chair Katie Boyd Britt (R-AL) and Ranking Member Tina Smith (D-MN) lead the subcommittee. Both senators have emphasized bipartisan collaboration on housing solutions. In early 2025, the subcommittee advanced the bipartisan Renewing Opportunity in the American Dream (ROAD) to Housing Act, marking the first bipartisan housing markup in over a decade. Recent legislative priorities include preserving affordable rural housing in small towns and tribal communities, reducing regulatory barriers to housing construction, and improving public transit access.