End Banking for Human Traffickers Act of 2025

The End Banking for Human Traffickers Act of 2025 aims to sever the financial lifelines of human trafficking networks. It proposes to do this by requiring federal banking regulators to work more closely with law enforcement and financial institutions to track and target the flow of money generated by trafficking operations. The bill would also expand coordination between the private sector, government agencies, and financial crimes experts to better identify suspicious activity linked to human exploitation.

If enacted, the legislation would require the Financial Institutions Examination Council to improve training and examination procedures for detecting trafficking-linked transactions. Additionally, it would task the Interagency Task Force to Monitor and Combat Trafficking in Persons with evaluating and recommending ways to strengthen anti-money laundering frameworks. For everyday citizens, these changes would mean that banks and money transfer services would have more robust tools and oversight to ensure that legitimate financial systems are not being used to hide or move the proceeds of human trafficking.